Menu button

Abstract soft gradient background with smooth, curved white and light gray layers.Soft, flowing white fabric with gentle folds and subtle blue and purple shadows.

Introducing Earned Wage Access "ZenEWA"

Give Employees Control Over Their Earned Pay

Earned Wage Access "ZenEWA" lets employees access their earned salary anytime - safely, instantly, and directly through ZenHR.

checkmark icon

Full compliance with Shariah

checkmark icon

Full compliance with WPS & Mudad

checkmark icon

Transferred within seconds

checkmark icon

Built into ZenHR Payroll

Employees can access their money whenever they need it, directly through ZenHR, without manual requests or cash advances, and in full compliance with Saudi labor regulations and the Wage Protection System (WPS).

Gold coin with 3D Arabic text reading 'Riyal' in white on its surface.
Abstract 3D design of curved, layered teal and green shapes against a dark blue background.

The requested amount is transferred within seconds to their bank account with complete security and transparency.

Smiling man wearing traditional Middle Eastern attire including a red and white checkered keffiyeh and white thobe.

No loans

No paperwork

No waiting for payday

Empower your employees with flexible access to their earned salaries - safely, instantly, and without administrative burden automatically deducted from the next monthly salary.

Soft gradient background featuring smooth, flowing shades of white and light gray with subtle blue tones.Smooth, flowing abstract waves in soft pastel shades of white, blue, and purple.

Simple. Fair. Already Earned.

What is Earned Wage "ZenEWA" Access?

ZenEWA allows employees to withdraw part of their earned salary based on the days they've already worked.

Two smooth cylindrical platforms, one taller and one shorter, partially submerged in calm water with soft sand dunes and a clear sky in the background.

Automatic deduction from the next payroll cycle.

Instant disbursement to the employee’s bank account.

Withdraw any time, anywhere, through the ZenHR desktop or mobile app.

Mobile app screen showing Earned Wage Access with a circular chart displaying a net salary of 15,900 SAR, available amount of 312.5 SAR, locked amount of 468.75 SAR, and zero utilized amount; includes input fields for CliQ Alias (alias or phone number) and amount with a note that 150,000 JOD is the maximum allowed, plus a fees breakdown showing a service fee of 2,900 SAR.
Dashboard interface showing Earned Wage Access with total transaction count, total transaction amount, transactions this month, and list of employee wage requests with details like employment number, name, requester NID, IBAN, request date, and amount.

Request Demo

right arrow

How Earned Wage Access "ZenEWA" Works

Once activated by ZenHR's main account administrator, employees can request access as follows:

play-circle

Request Demo

right arrow

Activate Earned Wage Access "ZenEWA" on ZenHR?

As a ZenHR account admin, just follow these simple steps:

Step 1

Request Activation

Submit your ZenEWA activation request directly from the Integrations Marketplace page on ZenHR.

between-cards-arrow

Step 2

Enable ZenEWA

Enable ZenEWA for your organization once the service activation is approved and ready to use.

between-cards-arrow

Step 3

Configure Access Rules

Define eligibility rules, usage limits, fee contributions, and approval flows aligned with your policies.

between-cards-arrow

Step 4

Go Live Instantly

Eligible employees gain instant access with no external systems or manual setup required.

between-cards-arrow

Step 5

Automate & Stay Compliant

Requests and deductions sync automatically with Payroll, ensuring full compliance with Shariah, WPS, and Mudad.

Approval flows can be set to automatic or customized according to your company's policies.

Request Demo

right arrow

ZenEWA Benefits

Smiling man wearing a traditional red and white checkered keffiyeh and white thobe.

Benefits for Employees

Peace of mind, built in

  • checkmark-dard

    Greater financial freedom and flexibility before payday.

  • checkmark-dard

    Transparent view of available balance and service fees before submitting a request.

  • checkmark-dard

    Withdraw any time, anywhere, through the ZenHR desktop and mobile app.

  • checkmark-dard

    Instant disbursement to the employee's bank account within seconds.

Low-angle view of modern glass skyscrapers against a dark blue sky.
Tall, modern architectural structure with a large triangular cutout near the top against a clear sky.

Benefits for Companies

A modern benefit with zero admin effort

  • checkmark-white

    Zero cost to activate Earned Wage Access "ZenEWA" on ZenHR.

  • checkmark-white

    Fully automated process that removes manual intervention and reduces errors.

  • checkmark-white

    Enhanced employee experience that fosters loyalty and satisfaction.

  • checkmark-white

    Higher talent attraction and employer branding advantage in the Saudi market.

Request Demo

right arrow

Why Choose ZenEWA from ZenHR

Seamless integration

Within ZenHR - no external systems needed.

Full compliance

Saudi-compliant with Shariah, WPS, and Mudad.

Instant activation

No complex setup or training required.

Automatic updates

For resignations, new hires, and salary changes.

Best-in-market fees

Designed to promote employee well-being across ZenHR clients.

Frequently Asked Questions

Expand All

What is Earned Wage Access (EWA)?

Earned Wage Access (EWA) is a financial service that allows employees to access a portion of their earned salary before the official payday, based on the actual number of days they have worked.It helps employees cover urgent or unexpected expenses without relying on loans or credit cards, while remaining fully aligned with company payroll cycles and policies.

Is there any cost for the company to activate ZenEWA?

No. Activating Earned Wage Access “ZenEWA” is completely free. The account admin can enable it easily from the integrations section.

Can we customize withdrawal limits and policies?

Yes. You can define withdrawal caps, fees, and approval paths based on job grades, departments, or branches.

How long does it take for employees to receive their money?

Just a few seconds after approval.

How is the withdrawn amount settled?

It’s automatically deducted from the employee’s next salary payment through ZenHR.

Do we need any external integrations?

No. ZenEWA works fully within ZenHR and complies with Saudi wage regulations.

Are there any fees incurred by employees?

Fees in KSA start at 15 SAR per transaction.

Looking to take your

HR employees to a state of Zen?